|
Sl. Num |
Type of Services |
Charges |
|
1 |
Loan Processing Charges |
|
|
|
(a)
Applicable for KKC, GCC, WDL, CDL, GL and all Demand Loans
except loans against Bank Deposits and staff Loans (b) Not
applicable for Term Loans (3) The charges are
payable/recoverable at the time of initial processing as well as
each renewal (4) If an account could not be renewed in time due
to delayed submission of papers/information by the borrower, the
charges are to be paid/recovered for continuing the advance |
|
| |
Up to Rs.25000-00 |
Nil |
| |
Above Rs 25000-00 and upto Rs.2.00
Lacs |
Rs.300 p.a |
| |
Above Rs.2.00 Lacs |
Rs.300 + Rs.200 per lac or part
thereof p.a |
| |
|
|
|
2 |
Up Front Fees |
|
| |
(a) This is applicable to all types
of Term Loans (b) This amount is to be recovered at the time of
first disbursal |
1.15% of the Loan Sanctioned Amount |
| |
|
|
|
3 |
Inspection Charges |
|
| |
Agriculture loans and GCC, GTLs upto
Rs.25,000-00 |
Nil |
| |
Over Rs.25,000-00 to Rs.2.00 Lacs |
Rs.250-00 p.a. |
| |
Over Rs.2.00 Lacs to Rs.10.00 Lacs |
Rs.600-00 p.a. |
| |
Over Rs.10.00 Lacs |
Rs.1,000-00 p.a. |
| |
|
|
|
4 |
Financial Bank Guarantees |
|
| |
All types of financial Bank
Guarantees |
Rs.2.25% p.a. + Rs.200-00. Minimum
Rs.280-00 |
| |
|
|
|
5 |
Bank Guarantees backed by 100%
Deposits |
|
| |
All types of bank guarantees backed
by 100% Deposits |
25% of normal charges + Rs.200 |
| SL NO |
PARTICULARS |
SERVICE CHARGES |
| 1 |
Collectioof
Cheques/Instruments
(Out of pocket expenses of Rs.15/- per cheque/instruments
need to be recovered in addition to commission)
|
Up to Rs.5000/-Rs.25/-
For Rs.5001/- upto Rs.20,000/-
Rs.4.50 per Rs.1000
Min: Rs.30/-
For>Rs.20000/- Rs.5/- per 1000/-
Min: Rs.100/-
Max: Rs.12500/- |
| 2 |
Collection of
bills
pocket expenses of Rs.30/- per bill need to be
recovered in addition to commission)
|
Up to Rs.1000/- - Rs.65/-
Up to Rs.10000/ - Rs.100/-
> Rs.10000/-Rs.10/- per 1000/-
Max: Rs.12500/- |
| 3 |
Bankers' Cheques/ Demand Drafts
|
Upto Rs.10,000/-: Rs.30/-
For>Rs.10,000/-
Rs.3.50 per Rs.1000/-
Min: Rs.50/-
Max: Rs.12,500/- |
| 4 |
Local Bankers'
Cheque |
Rs.3/- per thousand subject to a minimum of Rs.30/- maximum
Rs.12,500/- |
| 5
5A |
Duplicate Bankers' Cheque/Drafts
Cancellation/revalida- -tion of Bankers' cheque/Drafts |
Rs.100/- per instrument.
Rs.100/- per instrument |
| 6 |
Returned cheques/bills
Local
Outstation |
Rs.55/- per instrument
Rs.110/- per instrument |
| 7 |
No due certificate
(Other than Agriculture) |
Rs.150/- |
| 8 |
Solvency certificate |
Rs.250/- per lac
Min: Rs.1000/-
Max: Rs.15000/- |
| 9 |
Minimum balance Service charges
SB Acs. (ordinary)
SB Acs. (Ch.Book)
C.A. (Individual)
C.A. (Others) |
-Nil-
Rs.150/- per quarter
Rs.600/- per quarter
Rs.1200/- per quarter |
| 10 |
Account closing before 12 months |
Rs.200/- |
| 11 |
Safe Deposit Locker |
Rs.750/- p.a. |